‘I take great pride in my FICO score’: Is it any of Experian’s business how much money I charge on my credit cards?

Recently, my credit score fell by 150 points. When I questioned Experian as to why, I was told, “Your credit cards are very high each month.” I pay off my credit cards every month. I have only ever paid a late credit-card charge once, and that was the week my husband died, when I had a lot more on my mind than paying bills.  “‘I have only ever paid a late credit-card charge once, and that was the week my husband died.’” Experian... + full article