Por: CBS News Business January 26, 2024
You could earn hundreds of extra dollars by moving your money from a regular savings account to a CD. Getty Images 2023 was a tough year for borrowers. Thanks to elevated and the decades-high designed to tame it, borrowers paid exponentially more for the credit they used than they would have just a few years earlier. But higher rates were beneficial for one group: savers.Those who opened a or account earned elevated returns throughout the year... + full article
CBS News USA Business August 24, 2023
The higher the rate, the more you'll earn over the CD's lifetime. Getty Images Investing in a is a smart way to safely grow your savings while earning a higher interest rate than traditional (and even some high-yield) savings accounts offer. And since CDs lock in... + más
Short-term vs. long-term CDs: Which is better in today's economy? | CBS News
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CBS News USA Business August 11, 2023
CD laddering is a strategy in which you open multiple CDs with different term lengths. Getty Images A can be a great way to keep your savings safe while also earning interest. CDs tend to offer higher interest rates than even high-yield savings accounts, allowing you to and... + más
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CBS News USA Business June 22, 2023
Both short-term and long-term CDs have unique benefits in today's rate environment. Getty Images/iStockphoto In an economy still coping with and high , it can be difficult to find a good deal. Rates are higher on everything from personal loans to credit cards to mortgages.... + más
CD rates could soon peak. Here are 3 types to consider now. | CBS News
CBS News USA Business June 03, 2023
CDs are a safe and easy way to grow your savings. Getty Images Some people shy away from because they're considered complicated or outdated financial products. After all, we're all familiar with how checking and savings accounts work, but many people aren't clear... + más
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CBS News USA Business May 31, 2023
No-penalty CDs allow you to withdraw your balance before the term ends, without any fee. Getty Images After ten consecutive federal interest rate increases, the Federal Reserve is that it may soon be prepared to pause rates. If federal interest rates are near their peak, savers... + más
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CBS News USA Business May 25, 2023
CDs with terms between six months and one year offer some of the best savings rates today. tamani chithambo/Getty Images Today's can help savers earn more on their balance over time. But to maximize your earnings, you'll want to make sure you choose the and your... + más
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Forbes USA Business November 13, 2022
Getty Images Key Takeaways Are certificates of deposit a good investment? The answer to that question depends on several factors, including how long you're willing to tie up your money and the current interest rate. The good news is you can build a CD ladder to overcome... + más
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