Once dominated by behemoths, Louisiana insurance increasingly provided by unproven carriers

Once upon a time, most Louisianans insured their homes with a traditional behemoth, a giant of the industry, like State Farm, Allstate, Farmers or USAA.No more. Today, a sizable share of now from small, undercapitalized and that lack the huge reserves to protect them when catastrophe strikes.In some cases, these smaller firms never hire employees or even set foot in the state. Many are so small that they can’t afford to hire agents, buy... + full article